Splitwise is the well-known app for splitting a trip or a dinner among friends. At home it stops early. Splitwise says free users can add up to 4 expenses each day, and an ordinary Saturday goes past that: the groceries, the pharmacy, the bakery, the hardware store and a pizza make five. Scanning the receipt instead of typing it in is part of Splitwise Pro, a paid subscription.
EpiHem is our own app, and it is built for the people you live with, not for a group trip. You scan the receipt, EpiHem reads it item by item, the cost is split between the people it concerns and the app keeps track of who owes whom, in several currencies. And the money is not alone: the household's shopping lists, the family calendar and the week's dinners are in the same app, and one subscription covers everyone at home.
The short version
Which app fits depends on who you split with:
EpiHem: shared costs for the people you live with
A trip ends and the group closes. A home goes on: the same people, several runs to the store every week, and money that goes back and forth all year. That is the daily life EpiHem is built for. It runs on iPhone, on Android and in any web browser, so nobody at home is left out, and there are no ads on any plan.
Scan the receipt, and the items are read for you
You come home from the store and take a picture of the receipt. EpiHem reads it item by item, so nobody types in the milk, the coffee and the dishwasher tablets by hand. The cost is split between the people it concerns, and everyone in the household sees the same receipt and the same split.
The app keeps track of who owes whom
Nobody at home keeps the tally in their head or in a note on their phone. EpiHem works out who owes whom and shows it until you settle. It works in several currencies, so the receipts from a trip abroad fit too.
The screenshot shows a receipt split evenly between Olivia and James. Each covers half, and the balance shows that Olivia owes James her half until they settle.
The money sits with the rest of the week
An app that only splits expenses stops at the balance. In EpiHem the receipt is part of the household's week:
- On the shopping list. The receipt can be attached to the shopping list it was shopped from, so the list and what it cost are in one place.
- On the calendar. A scanned receipt shows on the family calendar on its day, next to the events and the day's meals.
- From the meal plan. Plan the week's dinners, and the meal plan writes the shopping list.
- In a project. The renovation gets a project with a budget of its own.
One subscription for the whole household
The shared lists and the shared calendar are free for a household of up to 4. Receipt scanning and splitting are part of Premium, together with the meal plan and the projects. Premium costs EUR 6.99 a month or EUR 49.99 a year, and one subscription covers the whole household, up to 8 people. Try it free for 14 days, with no card. Your household's data is stored in the EU.
Where Splitwise stops for a household
Splitwise is made for a group that forms, shares a few costs and settles up: a cabin weekend, four friends and a restaurant bill. It does that well, and its debt simplification means fewer transfers when the trip is over. A home has a different pace, with many small costs every week, and that is where it stops.
Four expenses a day in the free version
Splitwise says free users can add up to 4 expenses each day, and the free version shows ads. On a trip that seldom matters. At home the groceries, the pharmacy, the bakery and a pizza fill the day, and the fifth expense waits until tomorrow. Unlimited expenses are part of Splitwise Pro, a paid subscription.
Receipt scanning is part of the paid Pro
A grocery receipt has many lines, and not typing them in is the whole point of scanning it. In Splitwise, receipt scanning with itemising belongs to Pro, the paid subscription, and in the free version every expense is added by hand. Splitwise gives no dollar price for Pro on its own pages, so we give none here. In EpiHem the scanned receipt does not stop at the split: it is attached to the shopping list and shows on the calendar on its day.
No calendar, no lists, no meal planning
Splitwise does one thing: it splits expenses. The shopping list the receipt came from, the calendar it belongs on and the meal plan behind the shopping are in other apps. The household ends up with the money in one app and the week in two or three others.
Built per group, not per home
Splitwise is organized around groups, which are created and closed. A household is not a temporary group: it is the same people, year after year, with an everyday life that does not end when the trip does. EpiHem starts from the home, and one household holds the receipts, the lists, the calendar and the meals.
Tricount
What you get: A free app for splitting costs in a group, owned by bunq. It has no daily cap and no ads, and it handles several currencies with conversion.
Where it stops: At the sum. Tricount does not scan receipts, so every expense is added by hand, and it is built for groups and trips. It has no shopping lists and no calendar, so the rest of the household's week is in other apps.
Settle Up
What you get: A simple app for splitting costs in a group and seeing who owes whom, in several currencies with conversion. The basic version is free, with ads.
Where it stops: Settle Up does not read receipts. You can attach a photo of one, and that is part of Premium, a paid subscription at about USD 4 a month or USD 20 a year, together with recurring expenses and export. It has no shopping lists and no calendar.
Splitwise alternatives compared
We read each vendor's own pages, first in July 2026 and again in October 2026. A check means the feature is there, a half mark that it comes with a condition, and a dash that it is missing. On a phone the table scrolls sideways.
| Feature | EpiHem Our app | Splitwise | Tricount | Settle Up |
|---|---|---|---|---|
| Receipt scanning that reads the items | Yes Premium | Yes paid | No | No a photo of the receipt, paid |
| Expenses with no daily cap | Yes Premium | Partial 4 a day free, unlimited is paid | Yes free | Yes |
| Balance: who owes whom | Yes Premium | Yes | Yes | Yes |
| Shared lists and calendar in the same app | Yes free for up to 4 | No | No | No |
| Multiple currencies | Yes kept separate, no conversion | Yes conversion is paid | Yes with conversion | Yes with conversion |
| Built for | a household | groups and trips | groups and trips | groups |
| Price | Lists and calendar free for up to 4. Premium EUR 6.99 a month or EUR 49.99 a year, for the whole household | Free with ads, up to 4 expenses a day. Pro is a paid subscription | Free, with no ads | Free with ads. Premium about USD 4 a month or USD 20 a year |
Settle Up's price is rounded from what the vendor published in US dollars in October 2026. Splitwise gives no dollar price for Pro on its own pages, so none is given here. Prices change, so check the vendor's page before you pay. EpiHem's price is our own, in euros, and the app stores show it in your currency.
Which one should you choose?
- You split everyday costs with the people you live with: EpiHem. The receipts, the balance, the lists, the calendar and the week's dinners are in one app, and one subscription covers everyone at home.
- You split a trip with friends and want it free: Tricount, with no daily cap and no ads. You add the expenses by hand.
- You want simple splitting in a group: Settle Up, free with ads, and count on its paid Premium if a photo of the receipt should come along.
How receipts and shared costs work in EpiHem, step by step, is in our guide to scanning receipts and splitting costs. And if the money is only one of several things the household wants in one place, our comparison of family organizer apps covers calendars, lists and meals as well.
